Dave Ramsey’s Insurance Tips

At Bennie Camp Insurance, we are proud to be one of Dave’s Endorsed Local Providers. We’ve been huge fans of Dave Ramsey for years and embrace his sound financial advice. Check out his helpful tips and information on all things INSURANCE.


Insurance can be puzzling—especially car insurance. Do you need liability, comprehensive or collision? We break it down, along with renter’s, health and life insurance. Plus, are warranties a good idea?



If you’re wondering about life insurance and whether you even need it, we’ve got the answers for you!



You may be one lawsuit away from emptying your saving and investments. After you’ve built up your assets, you can’t live without umbrella insurance.


Normally, the payout from a life insurance policy to the beneficiaries is not counted as taxable income, but there are some exceptions. Learn how taxes affect your specific situation.



Okay, so you know you need some life insurance, but ugh, those darn medical exams! We’ve got news for ya! You can skip the exams, but you’ll want to be careful and weigh all the variables first.



In the wide world of life insurance, there’s this complicated-sounding thing called underwriting that’s actually not so complicated at all. So, what in the world is it and why is it so important?



Supplemental life insurance is meant to boost your group life insurance. But is it worth it?

“Life insurance is way too complicated! I’ll worry about it when I’m older.” We’ve all had similar thoughts. Let’s face it, everyone zones out of those life insurance infomercials because they’re ridiculously boring. But stick with us and we’ll show you why term life insurance is the best life insurance option. 



Are you willing to say goodbye to more of your paycheck to buy cash value life insurance? Let’s see if it’s worth the cost.



Confused about universal life insurance? How is it different from whole or term life? We’ve got the answers you’re looking for!



If you’re looking for life insurance, chances are someone has pitched you a whole life policy. Here’s what they won’t tell you and what you need to know to make the right decision.