A homeowners policy doesn’t cover all water damage … you need flood insurance.
Who needs flood insurance? Everyone … according to FEMA. Flooding is the most common and costly natural disaster that occurs in the US. And yes, flooding occurs to homes and businesses both in and out of the “high-risk flood zones”.
Most home insurance policies specially exclude flood coverage. They will usually cover a burst pipe or your washing machine supply line breaks, but it won’t cover a flood, sewage backup or gradual leaks.
You can apply at any time, but there is a 30 day waiting period. Apply today!
Add Comment